Join a team who wants to see you win!
Join a team who wants to see you win!
If you're ready to join a rapidly expanding brokerage, this is your opportunity to excel! We are searching for highly motivated Mortgage Agents and Brokers, or Bank Mortgage Specialists looking for a change, who can oversee mortgage deals, underwriting, and approval processes to help drive business growth!
Collaborating with our Principal Broker, as a new or seasoned Mortgage Agent or Mortgage Broker, you will be instrumental in securing deals. In this role, you will be skilled at advising and structuring deals to optimize approval rates, providing exceptional response times, and enhancing efficiency in the process while minimizing risks for clients on their mortgages, all while maintaining compliance standards.
This role demands a blend of creativity and precision, pushing you to think creatively. We are seeking a proactive individual with a strong determination to get things done and exceptional problem-solving abilities.
As a Mortgage Agent or Broker, you will be responsible for cultivating relationships with various referral sources such as real estate agents, legal professionals, financial advisors, social media platforms, and key influencers to drive the growth of our residential mortgage business and attract new clients.
Are you an ambitious go-getter who enjoys the excitement of each day being unique?
- Flexible to work varying hours, potentially on weekends and evenings?
- Do you find fulfillment in leading mortgage workshops or devising your own marketing initiatives?
- Do you thrive on expanding business opportunities and connecting with the community?
Then this just might be the role for you!
Receive support from the industry’s best!
Looking to elevate your career as a mortgage broker with a supportive team by your side? Look no further than Rebel Mortgage! Our team of experienced professionals is committed to your success, providing you with the necessary tools and resources to close more deals.
With access to our wide network of 94+ lenders and cutting-edge support systems, we will help you unlock your full potential, whether you're a seasoned pro or just starting out.
Success in this role requires:
- Being a driven, self-starter, problem-solver, and organized great communicator.
- Being proficient with technology and the ability to work efficiently and effectively within a PC-based environment using multiple software platforms
- Achieve monthly mortgage funding volume objectives
- Qualify the customer needs
- Close mortgage loans with borrowers
- Speak to borrowers and explain the differences between mortgage loan options.
- Research mortgage rates and determine the best rate for borrowers.
- Discuss with prospective borrowers, and the agents in order to identify their needs and financial goals.
- Explain the loan process to prospective borrowers.
- Work directly with clients to obtain a new mortgage, refinance an existing loan, or obtain a second mortgage, HELOC etc.
Must Have Qualifications:
- Licence/Certification: FSRA Mortgage Agent License - Agent Level 1 , 2, or Broker Licence.
- 3+ years of experience as a Mortgage Underwriter, preferably within a Brokerage.
- Previous experience in mortgage underwriting with a private lender, Bank, or Alt-A/B lender preferred.
- Solid understanding of mortgage lending practices, regulations, and underwriting principles.
- Effective communication skills for interacting with various stakeholders, lenders, agents, principal broker.
- Ability to work independently and manage multiple tasks effectively. as well as updating CRM Portals.
- Proficiency in data analysis using relevant software tools, Finmo, Filogix, CRM, Excel etc.
- Strong attention to detail and accuracy in reviewing documents.
- Perfect written English
- Valid work permit for Canada
A snapshot of a typical week:
- Provide advice and solutions to clients to meet their individual needs, and update Agents/Brokers/Clients.
- Complete and assess mortgage applications, perform credit checks, searches, and other related underwriting requirements
- Ensure mortgage applications meet compliance requirements and adhere to lender policies and guidelines
- Perform due diligence on all underwriting-related documentation
- Prepare Signature and Compliance packages
- Correspond with clients' lawyers and appraisers to ensure efficient workflow to coincide with closing dates
- Stay up to date with the processing requirements and ensure loan submission follows the required steps and processes
- Collaborate and build relationships with lenders, brokers, and agents within brokerage.
What's great about Rebel?
- Great team of skilled professionals, in a friendly and relaxed culture
- No stupid tools to use, no rigid working hours
- No wasted time from commuting, real responsibilities and autonomy
- Expand your knowledge of various mortgage solutions
- Create solutions that will help your clients on their financial goals
- Real responsibilities and challenges in a fast paced, and evolving company
Our Product
What We Offer
Job Types: Full-time, and Part-time
Pay: Commission, Plus Bonuses
This role is 100% commission pay structure, which puts your future in your own hands! There is also no Cap on how much you can earn or make.
Company Perks
Corporate Discounts from Companies Like Goodlife Fitness, Rogers, Bell, Staples, Starbucks, as well as exclusive Client Discounts at The Brick.
Agent Training
Free state-of-the-art industry training for new and experienced agents through Verico University, combined with excellent, live in-house training sessions by the Principal Broker, and Lenders.
Income Earning
Our agents earn well above the industry standard, Earn as much as 5X more than the average mortgage agent in annual income through finder’s fees, mortgage volume, and efficiency bonuses.
Agent Support
Lean on full-service in-house support for all areas of your business, including compliance, administration, payroll, marketing, social media, and more.
Our agents earn well above the industry standard.
Our agents earn well above the industry standard.
$67k
Average income of a
Mortgage Agent in Canada*
$118k
Average income of a
Bank Mortgage Specialist*
$193k
Average income of an
Rebel Mortgage Agent
*incomes as reported by third parties such as Glassdoor, Indeed, LinkedIn etc.